THE ADR PROGRAM
Welcome to American Debt Relief
Our Financial Freedom Plan can help you become debt-free in 24-36 months.
The Financial Freedom Plan is a proven method for helping people become debt-free using the power of debt settlement.
Debt settlement is an agreement with your creditors to pay off your debt (settle it) for less than you owed. While the concept is simple, it takes a lot of work and experience to know what debts can be settled and when the settlement offers are in your favor.
To successfully settle your debts, you’ll work with American Debt Relief by making monthly deposits into a savings account—usually at a lower monthly payment than your minimum payments to creditors had been. The money you save is used to negotiate settlements with your creditors for significantly less than you originally owed and pay our service fees.
While you’re saving, we’ll monitor your progress and work with creditors to reach a settlement. It usually takes several months before creditors are willing to negotiate seriously. Once a settlement is reached, you pay off the lower debt amount! And you’re moving ever closer to living a debt-free life.
Please keep in mind that debt settlement is not a solution for secured debts like a mortgage, auto loan or home equity loan. You’ll need to consider other options such as debt consolidation or credit counseling to help you get the debt-free life you want.
HOW DEBT SETTLEMENT WORKS
It’s simple to get started on the journey to financial freedom.
Step 1
Schedule your free debt consultation.
With a free, no-obligation debt consultation, one of our Debt Resolution Specialists will help you determine if our program is the right solution for you.
Step 2
You save. We Work.
After you enroll, you’ll begin making your savings deposits, and we start working to negotiate with your creditors and reduce the amount of debt you owe.
Step 3
Settle your debt.
As you make your monthly payments, and we negotiate a settlement, you’ll pay off your debts and be on your way to a debt-free life.
STEP 1
Schedule your free debt consultation.
With a free, no-obligation debt consultation, one of our Debt Resolution Specialists will help you determine if our program is the right solution for you.
STEP 2
You save. We Work.
After you enroll, you’ll begin making your savings deposits, and we start working to negotiate with your creditors and reduce the amount of debt you owe.
STEP 3
Settle your debt.
As you make your monthly payments, and we negotiate a settlement, you’ll pay off your debts and be on your way to a debt-free life.
Your success is our success.
Through the power of our Financial Freedom Plan, American Debt Relief has helped people like you become debt-free for over 12 years. As one of the top debt relief companies in the country, we’ve helped thousands of customers settle over $1 billion in debt—at a fraction of what they owed.
Because we’ve done it so effectively for so long, we know how to provide the personal service you deserve and expect. With our combination of client-centric service and debt resolution expertise you can:
- Keep more money in your pocket each month
- Settle your debt for significantly less than you owe
- Relieve stress and obtain the financial freedom you deserve
Your dashboard keeps you informed.
Every client has the ability to access their account information 24/7 through the Client Dashboard. This is where you can:
- Maintain the accounts you want to settle
- Monitor your deposit activity
- Review settlement offers
- Upload documents from creditors
You’ll also find an array of tools, tips and techniques to help you make the most of your journey to financial freedom.
Client qualifications
Wondering whether you’d be a good fit for the American Debt Relief Program? If you can answer yes to any/all of these questions, you should give us a call to speak with one of our Debt Resolution Specialists.
- Do you have difficulty keeping up with your minimum monthly payments?
- Are you living paycheck to paycheck because of your high interest debt?
- Do you want to be completely free from the financial burden of debt?
